Financial Health

5 Affordable ways to Spend Spring Break

Spring break and tax refunds are the original dream team. Whether you’re getting a breather from classes or organizing time as a family, that tax refund cushion can go a long way. Remember, you don’t have to rack up South Beach-levels of debt to have a…

Refunds delayed for some early filers this tax season

Updated for tax season 2019*
Are you among the many Americans who file your taxes early so you can get your refund sooner? If you claim the Earned Income Tax Credit (EITC) or Child Tax Credit (ACTC) and expect to receive a refund, you’ll have to wait u…

Baby Boomers and Taxes: Where Do Their Refunds Go?  

Millennials versus baby boomers (and vice versa): It seems like a feud of stereotypes destined to live in infamy for ages. Many of the classics — pervading opinions like “Millennials are entitled and lazy” and “Boomers won’t ever catch up with modern t…

5 ways millennials are spending their tax refunds

Notice a smaller refund last year? You’re not alone. The average tax refund dropped by about 2%, according to the IRS. The upside? More people got them. About 95.7 million refunds were issued, a small increase from the 95.4 million …

5 smart ways to spend your refund

The average 2019 tax refund was $2,833 — that’s a big pay day. Regardless of the amount, refunds can do big things when used wisely. Consider your family goals: Want to be able to pay cash for college? Want a house that’s all yours? Or maybe you’d like…

Robo-advisors: Are They Legitimate?

The rise of robo-advisors occurred shortly after the 2008 financial crisis. Positioned as a digital solution to the many overwhelming factors involved when trying to build an investment portfolio, it’s often marketed to Millennials – but it’s certainly…

The Tax Benefits of Contributing to an IRA

I-R-A. Who knew 3 letters could be so daunting, yet yield so many benefits for our financial lives.
IRA stands for Individual Retirement Account. And if you’re like most people, you likely think it sounds like a fancy investment tool that is reserved f…